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Community is more than a place.

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®Ann Sinclair Photography

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Community is more than a place.

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Shelby Apples ©Ann Sinclair Photography

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Community is more than a place.

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Hart Lake ®Mary Lulich

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Fall on the Dunes ©Ann Sinclair Photography

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Manistee River Trail ©Ann Sinclair Photography

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Oceana Fall Orchard by ©Ann Sinclair Photography

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Fall in Ludington ©Ann Sinclair Photography

  • The New EMV Chip Cards

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  • Easy Issue Life Insurance

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  • Online Mortgage Applications

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    Mortgages have never been easier. Check rates, apply, and keep track of your loan status. You can do it all online in the Shelby State Bank Mortgage Center.

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