Personal Credit Cards

Shelby State Bank offers you a variety of personal credit card options so you can customize your selection to the way you use them.

Your Goal, Your Card

Shelby State Bank makes choosing the right credit card easier than ever. It all starts with you and what you are looking for!

Some different goals might be paying down balances faster, maximizing cash back, earning rewards, or beginning to build your credit history. Whatever your goal, we've got your card.

And no matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day, 365 days per year.
  • Plus much more!


*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.


Ask about Business Credit Cards

Need the flexibility and convenience of a credit card for business purposes? Shelby State Bank offers those, too – with Rewards! Click here for information.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.