Business Credit Cards

Because Shelby State Bank is so closely tied to the business community we serve, we offer an impressive array of business credit card programs so you can choose the option that serves your business the best.

We do not believe in a cookie-cutter approach to business credit! Shelby State Bank offers you the choice of Visa® business credit cards with a variety of rewards options and other benefits:

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VISA Business Platinum

Simple, straight-forward and with all the convenience of VISA for your business purchases. Get a 0% introductory APR (Annual Percentage Rate) for 12 billing cycles, plus no annual fee!

Download the VISA Credit Application

Platinum Visa
Business Rewards

VISA Business Rewards Cards

Our VISA Business Cash card rewards you with up to 3% cash back on some of your most common business purchases!

VISA Business Real Rewards offers unlimited 1.5X Points for every dollar spent on eligible net purchases. Business Rewards Plus adds up points even faster on certain categories. All rewards are redeemable for cash back1, travel, name-brand merchandise and gift cards.

You know you have to “spend money to make money,” but now it pays you back in more ways than one! See the application below for all terms and conditions.

1 Cash back redemptions are a cash deposit to a checking or savings account within seven business days or as a statement credit to your card account within 1 or 2 billing cycles.

Download the Application

VISA Signature® Company Card

Larger businesses enjoy the flexibility of multiple cardholders with the simplicity of consolidated company statements, the ease of free online reporting, and the added benefit of a dedicated account manager for your company’s account.

And with the optional Rewards program, the Company VISA gets better all the time!

Download the Application

Visa Signature
Community Cards

VISA Community Card

Not-for-profit organizations are vital to our communities and their success is a priority with Shelby State Bank. That’s why we offer a Community VISA credit card specifically for nonprofits and municipalities, bringing the benefits of a corporate card program to the groups, organizations and departments that serve us so well.

And yes, Rewards are available with these cards, too!


If you have questions about how to leverage these options for maximum benefit of your business or organization, a Shelby State Banker is never far away.

Contact your local branch office today.