North Muskegon

Shelby State Bank added its second office in the Muskegon County market in January 1992. Conveniently located near US-31 at 2222 Holton Road, this office serves the Muskegon, North Muskegon, Twin Lake and Holton communities.

Along with bank wide community service activities, employees of the Holton Road office spearhead the bank’s involvement with the March of Dimes, Alzheimer Association, and Adopt a Highway projects.

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2222 N. Holton Road
North Muskegon, MI 49445

Get Directions

(231) 744-6231

Fax: (231) 744-7318

Lobby Hours

Mon - Thurs 9am to 4pm
Fri 9am to 5pm

Drive Thru Hours

Mon - Fri 8:30 am to 5pm
Sat 8:30 am to 12 noon
24 Hr. Drive-up ATM

  • Branch Manager | North Muskegon & Fruitport

    Michelle Bauer

    Michelle has been in the banking business for over 30 years with positions ranging from credit analyst to mortgage loan origination officer.    She earned a Masters of Business Administration and Bachelors of Science in Business Administration from Lake Superior State University and is licensed with the Nationwide Mortgage Licensing Registry.  Michelle was an Ambassador for the Mecosta Area Chamber of Commerce, has completed the Dale Carnegie Team Development Process Program,  and the Mecosta Leadership Program receiving the Cohort’s Spirit Award.  Having recently moved to the Muskegon area Michelle and her husband are enjoying getting acclimated to all the area has to offer.  Michelle has two grown children and two grandchildren that she loves to spend time with. 

    Phone: (231) 865-3161

  • business loan, financing, commercial loan, lending, muskegon
    VP | Commercial Lender

    Ken Adamski

    Ken joined Shelby State Bank in September 2018 as a Commercial Lender where he will be responsible for maintaining and developing commercial and personal loans in the Greater Muskegon area.  Ken brings over 22 years of business banking and lending experience with a wide variety of business types to our customers along the lakeshore.

    Ken earned Bachelor of Science Degrees in both Accounting and Computer Information Systems from Ferris State University.  He is Treasurer of the Muskegon Kiwanis Club, serves on the Muskegon Catholic School Finance Committee and lives in Muskegon with his wife and 3 children.

    Phone: (231) 744-6231