Business Checking

Small Business Business
Minimum Deposit to Open $50 $50
Minimum Daily Requirement $0 $0
Monthly Service Charge Information Free if monthly transactions do not exceed 150 Earnings credit, calculated based on daily balances, used to offset service charges
Interest Bearing No No
Accessible via check, ATM, debit card, Telephone and Internet Banking Yes Yes
Statements Monthly statements with free check safekeeping Monthly statements with free check images
“Overdraft Privilege” $500 limit $700 limit
Automatic Transfer Options Available Yes Yes
Direct Deposit and “Bank by Mail” Available Yes Yes
FDIC Insured Yes Yes
Available to sole proprietorships, non-profit organizations, partnerships, corporations and public funds Yes Yes

ATM & Debit Cards

Please note that all personal checking accounts are accessible via ATM/Debit card. To obtain additional information about ATM/Debit card access or to apply for an ATM/Debit card, please contact your local banking office. To report a lost or stolen ATM/Debit card, please contact your local banking office immediately, during regular banking hours. To register for MasterCard® SecureCode™ click here.

FDIC Deposit Insurance Estimator

For the latest information on FDIC deposit insurance coverage or to estimate your current FDIC deposit insurance coverage, please visit the FDIC (Federal Deposit Insurance Corporation) website at: www.fdic.gov/edie